Tempo releases guide on tokenized deposits, bank ledger design and interbank settlement [- π/@tempo](https://leviathannews.xyz/redirect/311282?utm_medium=telegram&utm_source=11&utm_campaign=approved&ch=-1001923526882&skip_landing=true) π [Discord](https://leviathannews.xyz/redirect/311282?utm_mediu
Regulation & Gov Β·
Tempo, a payments-focused Layer 1 blockchain developed with backing from Stripe and Paradigm, has published guidance on tokenized deposits, bank ledger architecture, and interbank settlement mechanisms. The network went live in March 2026 and counts Visa, Stripe, and Standard Chartered among its validators, positioning itself as infrastructure purpose-built for stablecoin transactions rather than general-purpose blockchain operations.
The guide addresses technical specifications designed to accommodate institutional-scale payment volume: the network targets over 100,000 transactions per second, settlement finality around 600 milliseconds, and transaction costs below one-tenth of a cent. Tempo's architecture is EVM-compatible and uses supported stablecoins as gas rather than a volatile native tokenβa structural choice intended to reduce friction for enterprises unfamiliar with crypto-native asset management. The framework emerged from a September 2025 concept paper by Paradigm framing the network as specialized financial infrastructure analogous to cloud computing platforms.
Key unresolved questions include adoption pathways among traditional financial institutions, regulatory treatment of the ledger and settlement mechanisms across different jurisdictions, and whether the performance specifications will translate to sustained throughput under production load with institutional transaction volumes.