Zamanat sponsors a DIFC tokenized private credit fund targeting the GCC's $250 billion SME financing gap.
RWA & Tokenization ·
Zamanat has sponsored a tokenized private credit fund operating in the Dubai International Financial Centre, designed to address a $250 billion financing gap for small and medium-sized enterprises across the Gulf Cooperation Council region. The initiative represents a move by the organization to deploy blockchain infrastructure within the private credit market, which has historically served as a bridge between institutional capital and non-bank lending to mid-market businesses seeking flexible financing terms outside traditional banking channels.
Tokenized private credit funds convert illiquid loan positions into digital assets that can be held and traded on blockchain networks, enabling fractional ownership and potentially faster settlement. This structure allows institutional investors—pension funds, insurance companies, and family offices—to access private credit yields while maintaining the underlying characteristics of direct lending, such as senior secured positions and negotiated terms between lenders and borrowers.
The specific mechanics of Zamanat's fund structure, its tokenization methodology, and the timeline for deployment remain to be detailed in fuller disclosures. The extent to which the fund will address the stated $250 billion gap and the regulatory pathways governing its operation within DIFC jurisdiction are also subjects requiring clarification as the initiative develops.