AI agents now dominate commerce API usage with inadequate identity verification, prompting major payment networks to launch agent protocols as the market approaches $53B by 2030.
AI & Agents ·
AI agents now account for 70% of commands accessing payment APIs, according to Stripe data, yet lack standardized identity verification mechanisms—a gap that major payment networks have begun addressing through newly launched agent protocols. The AI agent commerce market is projected to exceed $53 billion by 2030, even as unsecured software executes transactions on behalf of humans and institutions without clear authorization frameworks. Shopify has enabled agentic sales channels by default for approximately 1 million merchants, while Visa, Mastercard, and American Express have all introduced agent commerce protocols within the past year in response to the verification challenge.