Visa survey shows US stablecoin adoption would jump to 56% with bank-level fraud protection and deposit insurance, with trust in the issuer being the primary driver.
DeFi & Yields ·
A Visa study found that American willingness to use stablecoins would rise to 56% if the assets included bank-level fraud protection and deposit insurance, up from 36% without such guarantees. Trust in the provider emerged as the dominant factor, with 64% of respondents saying the issuer matters more than underlying technology, and adoption climbing to 45% when offered by an established financial institution. Visa itself processes over 90% of stablecoin card transactions, which totaled $18 billion in 2025, and serves as a founding validator on Circle's Arc blockchain.