EtherFi proposes Aave V4 hub on Optimism for EtherFi Cash with up to $175M in assets and 20% DAO revenue share.
Regulation & Gov ·
EtherFi has proposed an Aave V4 hub on Optimism to support EtherFi Cash, its onchain banking product, with a capacity of up to $175M in assets and a 20% DAO revenue share arrangement. The proposal indicates EtherFi's strategy to deepen integration with Aave's lending infrastructure as it scales its neobank operations across the Optimism network.
The Aave V4 hub would serve as a liquidity layer for EtherFi Cash users, allowing the protocol to route deposited funds into yield-generating opportunities while maintaining the non-custodial, self-sovereign model central to EtherFi's design. EtherFi Cash is part of a broader product suite that also includes restaking and strategy vaults; the Optimism deployment represents a significant expansion of the platform's reach beyond Ethereum mainnet.
The proposal remains subject to Aave governance approval. Key details about the hub's operational mechanics—including liquidity management, withdrawal terms, and the precise revenue-sharing structure—have not yet been disclosed in available reporting.